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Axis Bank's Q4 net earnings remain constant at approximately 71.17 billion INR

Axis Bank, a private banking institution, revealed a minor dip in their quarterly net profit for March, amounting to Rs 7,117.5 crore. In contrast, the same quarter of the previous fiscal year saw a net profit of Rs 7,129.67 crore for the bank.

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Axis Bank's Q4 net earnings remain constant at approximately 71.17 billion INR

Private sector lender Axis Bank shared its Q4 results for the fiscal year 2025 (FY25), revealing a few highlights and some areas needing improvement. Here's a breakdown of the bank's net profit, non-performing assets (NPAs), and other essential details.

The bank reported a marginal decline in standalone net profit to Rs 7,117.5 crore, compared to Rs 7,129.67 crore in the same quarter last year. However, on a consolidated basis, there was a slight dip of about 1.63% year-on-year to ₹7,489.71 crore.

Total income saw a positive trend, rising to Rs 38,022 crore for the March quarter of FY25, up from Rs 35,990 crore in the previous year-ago period.

Non-performing assets (NPA) saw an improvement, with gross NPA falling to 1.28 per cent in Q4 FY25 from 1.43 per cent in the year-ago quarter. However, net NPA stood at 0.33 per cent, slightly increasing from 0.31 per cent in the previous year-ago period.

For the full fiscal year, the bank's net profit grew to Rs 26,373 crore, up from Rs 24,861 crore in the preceding fiscal year. Fee income also surged, with a 12% increase year-on-year and a 16% rise quarter-on-quarter. Notably, total deposits also showed a strong increase of 7% quarter-on-quarter, with CASA deposits growing 10% within the same period.

Despite the mixed performance, Axis Bank's MD and CEO, Amitabh Chaudhry, expressed optimism about the operating environment for the upcoming fiscal year. He stated that improvements in the environment should help the bank drive growth and profitability as they enter FY26.

Axis Bank announced plans to raise funds to aid its future growth, with intentions to secure up to ₹55,000 crore through a combination of debt and equity instruments. More details on this will likely be available in the coming days.

Stay tuned for more updates and insights on the banking sector and Axis Bank's performance by following our website or downloading our app.

[1] - Axis Bank Reports Q4 Results with Flat Profit, Improved NPA (source)[2] - Net Profit of Axis Bank Declines Slightly for Q4 FY25 (source)[3] - Axis Bank to Raise Up to ₹55,000 Crore, Focus on Long-term Growth (source)[4] - Axis Bank's Q4 Net Profit Dips 1.63% YoY to ₹7,489.71 Crore (source)[5] - Axis Bank's Q4 Earnings: Key Highlights (source)

  1. The mixed bag of results from Axis Bank's Q4 FY25 shows a flat standalone net profit compared to the previous year, yet a marginal decline on a consolidated basis.
  2. The growth in total income to Rs 38,022 crore for the March quarter of FY25 is a positive trend compared to the previous year-ago period.
  3. Non-performing assets (NPA) saw an improvement, with gross NPA falling to 1.28% in Q4 FY25, but net NPA slightly increased from the previous year-ago period.
  4. Axis Bank's net profit for the full fiscal year grew to Rs 26,373 crore, with fee income surging by 12% year-on-year and 16% quarter-on-quarter.
  5. Total deposits also showed a strong increase of 7% quarter-on-quarter, with CASA deposits growing 10% within the same period.
  6. Despite the mixed performance, Axis Bank's MD and CEO, Amitabh Chaudhry, expressed optimism about the upcoming fiscal year, citing improvements in the environment that should help drive growth and profitability.
  7. Axis Bank announced plans to raise funds to aid its future growth, with intentions to secure up to ₹55,000 crore through a combination of debt and equity instruments.
Axis Bank recorded a slight dip in quarterly net earnings, with a revenue of approximately Rs 7,117.5 crore in Q1 of the current fiscal year. In contrast, the bank posted a net income of Rs 7,129.67 crore in Q1 of the previous fiscal year.

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