End of Year Review: Methods to Maximise Profits in 2024
In just two months, Genius, the innovative investment platform, will celebrate its second anniversary. As the company approaches this milestone, it's a great time to reflect on its success and the value it offers to investors.
Genius is offering a special price for those looking to set 2024 right and boost the returns of their investment. But what makes Genius stand out in the crowded investment landscape?
Over the past two years, the NIFTY 50's SIP and lumpsum returns were 14.05% and 9.9%, respectively. However, 58% of investors earned lower returns than NIFTY 50. This is where Genius shines, with its investor returns being for those who have rebalanced within 7 days of rebalancing.
The challenge for most investors is not just about stock selection or portfolio concentration, but also about navigating market conditions. Many investors focus on the largest or most popular stocks, which historically leads to underperformance relative to indices. Moreover, the market's heavy concentration in a few dominant companies benefits passive investors tracking those indices but makes it harder for active investors to outperform, especially when those firms underperform or market leadership shifts.
Active managers face difficulties balancing risk and diversification because indexes like the S&P 500 currently have their returns driven by a small number of large companies, which can impede the ability of active managers to generate alpha consistently.
Tools like Genius could help investors overcome these issues by leveraging advanced data analytics, effective portfolio diversification, and potentially active management strategies suited for evolving markets. Genius aids in broadening investment perspectives beyond popular or concentrated stocks, improving risk management, and enabling more informed stock selection.
In the Indian stock market, which has faced multiple challenges over the past year, Genius has delivered better returns than pure equity investments for most investors. Despite wars, interest rate hikes, and collapses in regional banks, the Indian stock market has shown growth when viewed over a yearly time frame. The key to making good returns in the market is not picking the best stock or fund, but giving time to investments.
Genius offers an ideal asset allocation for each investor every month, which reduces volatility and optimizes returns based on market conditions. The platform was launched to help investors stay invested in the markets and generate lasting wealth.
For the Genius High Growth portfolio, lumpsum returns have increased from 11.61% to 12.65% after improvements. Similarly, SIP returns have increased from 18.36% to 20.53% after improvements. Genius is planning to make further improvements to reduce risk, minimize churn, and increase returns every few months or quarters.
84% of investors earned less than the returns delivered by Genius. For the Long-Term Genius portfolio, 85% of investors have earned returns greater than 6%. For the Medium-Term Genius portfolio, 81% of investors have earned returns greater than 6%. For the Short-Term Genius portfolio, 77% of investors have earned returns greater than 6%.
The data provided is for a 2-year period ending in December 2023, with 22 months of actual returns and 2 months of back-tested returns. Despite the volatility in the equity market, Genius has helped investors avoid undesired behaviors such as skipping, canceling SIPs, redeeming funds at the wrong time, or investing in FOMO or greed.
As Genius moves forward, it continues to focus on improving its services and helping investors make the most of their investments. With its unique approach to investment management, Genius is a valuable tool for any investor looking to beat the market and secure their financial future.
Genius, with its unique approach to investment management, offers a special price for those looking to boost their investment returns and set 2024 right, positing itself as a valuable tool for personal finance and investing. In contrast to many investors who underperform relative to indices due to market concentrations and difficulties in risk management, Genius leverages advanced data analytics, effective portfolio diversification, and potentially active management strategies to help investors avoid undesired behaviors and secure their financial future.
