Top Account Incentives Offered by Banks in May 2025
For those seeking to establish new checking or online savings accounts, some banks presently provide a financial incentive for housing your funds with them, offering as much as a $3,000 bonus for a checking account or a savings account.
To compare these bank account bonus offers and choose the best deal for your needs, users are advised to study the available options and inspect any additional advantages, such as brokerage account bonuses.
Remember, each bank establishes its own criteria for those eligible to receive a bonus, so verifying your eligibility through the bank's website is crucial before proceeding.
Top Checking Account Bonuses
Chase (Private Client): $3,000 bonus, subject to differing conditions related to the deposit and meeting with a private banker.Huntington National Bank: Offers up to $600 for opening a Perks or Platinum Perks Checking account.BMO: Provides a $400 bonus for eligible BMO checking accounts.PNC Bank: Up to $400 bonus available depending on the selected Virtual Wallet account.Bank of America: $300 bonus incentive for Advantage Relationship, Advantage Plus, or Advantage SafeBalance Banking account holders with the necessary direct deposit requirements.KeyBank: Offers a $300 bonus in most states with a soft credit check and a $500+ direct deposit.Wells Fargo: Provides a $300 bonus for new Premier Checking account customers.SoFi: Up to $300 bonus for new checking accounts and high-yield savings.Chase Bank (Total Checking): $300 bonus for new Total Checking account holders with the required direct deposit.Chase Bank (College/Secure Checking): $100 bonus for opening a College Checking or Secure Banking account, contingent upon fulfilling the necessary transactions within 60 days.TD Bank: Up to $300 bonus for new checking accounts.Capital One: $250 bonus available for new 360 Checking accounts.M&T Bank: Provides up to $200 bonuses for opening select checking accounts.KeyBank: Offers a $100 annual bonus for maintaining eligible direct deposits at $60,000 or more over a 12-month period.
Top Savings Account/Money Market Account Bonuses
CIT Bank: Offers up to $300 for opening the Platinum Savings Account, depending on the deposit amount.TD Bank: $200 bonus for new TD Signature Savings or TD Simple Savings accounts (with a $10,000 deposit requirement).Alliant Credit Union: $100 bonus after one year of monthly deposits into the Ultimate Opportunity Savings account.BMO: Offers a monthly bonus of $5 per month (up to $60 annually) for new Savings Builder Account customers who make monthly deposits of at least $200.
Top Business Bank Account Bonuses
Huntington National Bank: Up to $1,000 bonus for new Business Checking 100, Unlimited Business Checking, or Unlimited Plus Business Checking accounts, with varying minimum deposit and transaction requirements.PNC Bank: Up to $1,000 bonus for new accounts, based on the selected account type and following eligibility criteria.Axos Bank: Offers up to $400 for new Basic Business Checking or Business Interest Checking accounts with specific deposit amounts and requirements over five statement cycles.
In the banking-and-insurance industry, authorized accounts ranging from checking to savings accounts offer various financial incentives. For instance, Chase (Private Client) provides a $3,000 bonus for certain eligible checking accounts, while CIT Bank offers up to $300 for the Platinum Savings Account. Furthermore, when establishing a business account, banks like Huntington National Bank offer up to $1,000 bonuses for specific business checking accounts. Therefore, it is essential to research and analyze the advantages of different accounts within the finance sector, including brokerage account bonuses, before making a banking decision.
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