Top Performing Mixed Asset Investment Funds for Your Portfolio
Top Performing Multi-Asset Allocation Funds in India
In the dynamic Indian investment landscape, multi-asset allocation funds have emerged as a popular choice for investors seeking a balanced approach to risk and growth. As of July 2025, several funds have stood out in terms of performance and diversification.
Leading the pack is the Quant Multi Asset Allocation Fund (Direct Growth). With a 3-Year SIP XIRR ranging from 22.3% to 21.85%, and 5-Year Returns of around 26.8% per annum, this fund boasts impressive long-term performance. Its Assets Under Management (AUM) stand at ₹3,570 Crores, and it maintains a competitive expense ratio of approximately 0.58%. The fund's success is attributed to its consistent long-term performance and effective asset mix management.
The Nippon India Multi Asset Allocation Fund (Direct Growth) follows closely, with a 3-Year SIP XIRR of about 20.9% and 3-Year Returns of approximately 18.6% per annum. With an AUM of ₹6,367 Crores and an expense ratio of 0.29%, this fund offers good medium-term performance at a moderate expense ratio.
The ICICI Prudential Multi-Asset Fund is another strong contender, with 3-Year Returns ranging from 19.15% to 19.28%. Although the expense ratio is not specifically provided, it is generally competitive. The fund has been noted as a strong runner-up in long-term returns after the Quant fund.
The SBI Multi Asset Allocation Fund rounds off the top four, with a CAGR since launch of approximately 9.5% (long-term) and recent 3-year returns of around 16.74%. However, its AUM is ₹8,940 Crores, and it has a relatively higher expense ratio of 1.64%. Despite this, the fund offers moderate risk profile with consistent moderate returns.
Other notable funds include the UTI Multi Asset Fund, Tata Multi Asset Allocation Fund, HDFC Multi Asset Fund, and Axis Multi Asset Allocation Fund. These funds provide returns ranging approximately between 11% to 19% over the 3-5 year periods.
In summary, the Quant Multi Asset Allocation Fund leads the category with the highest and most consistent long-term returns, followed by Nippon India and ICICI Prudential multi-asset funds. These funds provide diversified exposure across equity, debt, and commodities, making them suitable for investors seeking diversified hybrid investments in volatile markets.
- In the realm of personal-finance, multi-asset allocation funds have become popular for investors who balance risk and growth in the Indian market.
- The Quant Multi Asset Allocation Fund (Direct Growth) boasts the highest and most consistent long-term performance, with impressive returns and a competitive expense ratio.
- The Nippon India Multi Asset Allocation Fund (Direct Growth) follows as a strong choice for medium-term returns at a moderate expense ratio.
- The ICICI Prudential Multi-Asset Fund is a notable competitor, offering long-term returns second only to the Quant fund.
- The SBI Multi Asset Allocation Fund offers moderate risk with consistent moderate returns, despite a higher expense ratio.
- Other top-performing funds worth mentioning in this category are the UTI Multi Asset Fund, Tata Multi Asset Allocation Fund, HDFC Multi Asset Fund, and Axis Multi Asset Allocation Fund.
- These multi-asset allocation funds, with their diversified exposure across equity, debt, and commodities, are suitable for investors navigating the volatile finance market, seeking a hybrid investing strategy that can help manage inflation and contribute to portfolio growth in the economy, even during periods of market volatility.
